Begin your quest to financial security with Sun Flexilink EMERALD! Local economic prospects are bright; the local currency is expected to strengthen further; interest rates are at an all-time low...

Yet, fears of U.S. recession and the resulting market volatility leave you uncertain...

So after working so hard to fill the family coffers, where do you put your money?

Find your True North in Financial Planning. Amazing Links is your map that will guide you through your journey to financial security. As you move along, expect to uncover the potency of Sun FlexiLink-an amazing VUL product that combines protection and investment. Regularly putting money in Sun FlexiLink can improve the odds that you outperform the market over the long term. Remember to ask your Sun Life Financial Advisor to walk you through the Sun FlexiLink's investment trends.

Through regular top-ups or excess premiums, you can also discover the potency of Sun FlexiLink packages designed to exhibit the values and benefits credited to the world's most precious gemstones-Ruby, Sapphire and Emerald.

Begin your quest for these Amazing Links-FlexiLink Ruby, FlexiLink Sapphire and FlexiLink Emerald-and find the one that will provide you and your family passage to a secure and bright financial future, your one true north!

"Amazing Links is your map that will guide you through your journey to financial security. As you move along, expect to uncover the potency of Sun FlexiLink-an amazing VUL product that combines protection and investment."

Combining the hospitalization, disability and accidental death benefits with protection from 36 critical illnesses including cancer, stroke, coronary artery bypass surgery and Alzheimer's, FlexiLink Emerald demonstrates first rate potential to provide healing.

If you have a long-term investment horizon, FlexiLink Emerald can work to address your specific needs, whether it is achieving additional retirement funds or investment earnings for your children's education. And FlexiLink Emerald is not a high maintenance policy. You can choose from among three payment term or premium holiday options - Emerald20 goes on premium holiday after the 20th year; Emerald10, after the 10th year; and Emerald5 after the 5th year.

Sun FlexiLink Emerald!
"Nothing comes close to the Emerald! Among the most valuable gems, the Emerald is believed to bring upon its owner the fruition of his dreams be it wealth and riches or healing from misery and pain."

Flexilink Emerald Illustration

Age 30, Male, Non-Smoker
FA Ps. 500,000
Premium Ps. 61,630 (includes ADB, TDB, HIB, CIB and Excess Premium)
(Payable up to age 88)

Dura- tion	Attained Age	Annual Premium	Fund Value			Death Benefit			ADB	HIB	CCR
			4%	8%	10%	4%	8%	10%
1	31	62,630	47,220	49,099	50,039	547,220	549,099	550,039	500,000	1,000	250,000
2	32	62,630	99,819	105,805	108,855	599,819	605,805	608,855	500,000	1,000	250,000
3	33	62,630	157,283	169,817	176,323	657,283	669,817	676,323	500,000	1,000	250,000
4	34	62,630	219,239	241,130	252,708	719,239	741,130	752,708	500,000	1,000	250,000
5	35	62,630	283,607	318,015	336,557	783,607	818,015	836,557	500,000	1,000	250,000
6	36	62,843	351,049	401,490	429,192	851,049	901,490	929,192	500,000	1,000	250,000
7	37	62,843	421,117	491,487	530,880	921,117	991,487	1,030,880	500,000	1,000	250,000
8	38	62,843	493,913	588,517	642,506	993,913	1,088,517	1,142,506	500,000	1,000	250,000
9	39	62,843	569,544	693,127	765,042	1,069,544	1,193,127	1,265,042	500,000	1,000	250,000
10	40	62,843	657,814	817,322	911,945	1,157,814	1,317,322	1,411,945	500,000	1,000	250,000
11	41		676,864	874,484	994,307	1,176,864	1,374,484	1,494,307	500,000	1,000	250,000
12	42		696,584	936,040	1,084,645	1,196,584	1,436,040	1,584,645	500,000	1,000	250,000
13	43		716,979	1,002,312	1,183,718	1,216,979	1,502,312	1,683,718	500,000	1,000	250,000
14	44		738,055	1,073,648	1,292,358	1,238,055	1,573,648	1,792,358	500,000	1,000	250,000
15	45		773,955	1,169,845	1,434,255	1,273,955	1,669,845	1,934,255	500,000	1,000	250,000
16	46		795,857	1,252,851	1,565,948	1,295,857	1,752,851	2,065,948	500,000	1,000	250,000
17	47		818,480	1,342,209	1,710,379	1,318,480	1,842,209	2,210,379	500,000	1,000	250,000
18	48		841,845	1,438,409	1,868,784	1,341,845	1,938,409	2,368,784	500,000	1,000	250,000
19	49		865,980	1,541,984	2,042,529	1,365,980	2,041,984	2,542,529	500,000	1,000	250,000
20	50		907,511	1,681,365	2,269,039	1,407,511	2,181,365	2,769,039	500,000	1,000	250,000
25	55		1,061,319	2,427,008	3,608,441	1,561,319	2,927,008	4,108,441	500,000	1,000	250,000
30	60		1,234,453	3,513,165	5,758,525	1,734,453	4,013,165	6,258,525	500,000	1,000	250,000
35	65		1,440,006	5,113,423	9,231,946	1,940,006	5,613,423	9,731,946	500,000
40	70		1,655,681	7,441,824	14,813,416	2,155,681	7,941,824	15,313,416	500,000
58	88		2,787,797	29,372,954	82,154,901	3,287,797	29,872,954	82,654,901

ADB (Accidental Death Benefit): pays an additional amount if death is due to an accident.
TDB (Total Disability Benefit): waives regular premiums if the insured becomes totally and permanently disabled.
The figures above are based on 100% Balanced Fund allocation.

* Historical Performance of Sun FlexiLink and Sun FlexiDollar Funds

FlexiLink Investment Funds	Fund Launch Date	Year-to-Date Return				2-year Return ('06-'07)	3-year Return ('05-'07)	4-year Return** ('04-'07)
		2004	2005	2006	2007
Peso Balanced Fund	Dec. 6, '04	3.50%	8.49%	47.22%	18.71%	74.90%	89.56%	19.48%
Peso Bond Fund	Sept. 13, '04	-1.07%	11.90%	15.83%	4.74%	21.61%	36.14%	7.58%
Peso Equity Fund	Sept. 13, '04	7.10%	13.39%	48.72%	18.84%	76.86%	100.33%	22.01%
Dollar Bond Fund	Sept. 13, '04	1.00%	7.80%	12.47%	4.99%	18.16%	27.49%	6.57%

In the Philippines, Sun Life Financial (SLF) is in the business of life insurance, mutual funds, and pension & education plans represented by three companies:
Sun Life of Canada (Philippines), Inc. (SLOCPI) - Pioneered life insurance in the Philippines in 1895.
Sun Life Asset Management Company, Inc. (SLAMC) - Fund manager and principal distributor of the biggest family of mutual funds in the country, the Sun Life Prosperity Funds.
Sun Life Financial Plans, Inc. (SLFPI) - Distributor of SLF's pension and education plans.
For 113 years now, SLF-Philippines continues to be a proud and trusted partner of the Filipino in his journey to financial freedom.

Sun Life Financial
Explore your Amazing Link options now!
Contact your Sun Life Financial Advisor or call SunLink
at 849-9888. Visit www.sunlife.com.ph.