Begin your quest to financial security with Sun Flexilink RUBY! Local economic prospects are bright; the local currency is expected to strengthen further; interest rates are at an all-time low...

Yet, fears of U.S. recession and the resulting market volatility leave you uncertain...

So after working so hard to fill the family coffers, where do you put your money?

Find your True North in Financial Planning. Amazing Links is your map that will guide you through your journey to financial security. As you move along, expect to uncover the potency of Sun FlexiLink-an amazing VUL product that combines protection and investment. Regularly putting money in Sun FlexiLink can improve the odds that you outperform the market over the long term. Remember to ask your Sun Life Financial Advisor to walk you through the Sun FlexiLink's investment trends.

Through regular top-ups or excess premiums, you can also discover the potency of Sun FlexiLink packages designed to exhibit the values and benefits credited to the world's most precious gemstones-Ruby, Sapphire and Emerald.

Begin your quest for these Amazing Links-FlexiLink Ruby, FlexiLink Sapphire and FlexiLink Emerald-and find the one that will provide you and your family passage to a secure and bright financial future, your one true north!

"Amazing Links is your map that will guide you through your journey to financial security. As you move along, expect to uncover the potency of Sun FlexiLink-an amazing VUL product that combines protection and investment."

Emulating Asia's red stone, FlexiLink Ruby provides whole life protection. In case its owner becomes totally and permanently unable to work and earn, a Total Disability Benefit (TDB) will take effect, waiving the successive premium payments and keeping the life insurance policy in force.

FlexiLink Ruby will also provide additional cash for the beneficiaries in case the policyholder meets a fatal accident (ADB).

PERFECT FOR YOUNG BLOODS
For the young and upwardly mobile cosmopolitans and professionals, FlexiLink Ruby is an ideal tool for setting aside manageable portions of one's income. It doesn't stop at providing basic life insurance protection. It also gives an opportunity for young bloods to experience possible investment growth over the long term.

FOR FAMILY OR FLEET
By virtue of its affordability, both family starters and even matured families can tap the FlexiLink Ruby to provide life insurance protection and potential investment earnings without straining their resources.

WITH AGE COMES WISDOM
For the wise and the learned, there's no limit preparing and planning for ones retirement and estate. As long as the policy remains in force, its investment earnings will remain tax-free.

Sun FlexiLink Ruby!
"The Ruby was Southeast Asia's most valuable gem. Believed to have allowed their owners to live in safety, the Ruby provides all forms of protection and exhibits an extraordinary ability to stop any bleeding."

Flexilink Ruby Illustration

Age 30, Male, Non-Smoker
FA Ps. 500,000
Premium Ps. 12,870 (includes ADB,TDB)
(Payable up to age 88)

Duration	Attained Age	Annual Premium	Fund Value			Death Benefit			ADB
			4%	8%	10%	4%	8%	10%
1	31	12,870	807	887	926	500,807	500,887	500,926	500,000
2	32	12,870	5,185	5,612	5,829	505,185	505,612	505,829	500,000
3	33	12,870	12,550	13,581	14,113	512,550	513,581	514,113	500,000
4	34	12,870	22,454	24,471	25,528	522,454	524,471	525,528	500,000
5	35	12,870	32,742	36,210	38,058	532,742	536,210	538,058	500,000
6	36	12,870	43,993	49,441	52,391	543,993	549,441	552,391	500,000
7	37	12,870	55,681	63,704	68,124	555,681	563,704	568,124	500,000
8	38	12,870	67,823	79,080	85,393	567,823	579,080	585,393	500,000
9	39	12,870	80,436	95,656	104,349	580,436	595,656	604,349	500,000
10	40	12,870	94,886	115,076	126,821	594,886	615,076	626,821	500,000
11	41	12,870	109,123	135,057	150,428	609,123	635,057	650,428	500,000
12	42	12,870	123,844	156,526	176,270	623,844	656,526	676,270	500,000
13	43	12,870	139,044	179,577	204,540	639,044	679,577	704,540	500,000
14	44	12,870	154,724	204,315	235,458	654,724	704,315	735,458	500,000
15	45	12,870	173,629	234,346	273,216	673,629	734,346	773,216	500,000
16	46	12,870	190,396	263,098	310,578	690,396	763,098	810,578	500,000
17	47	12,870	207,682	293,961	351,455	707,682	793,961	851,455	500,000
18	48	12,870	225,504	327,095	396,185	725,504	827,095	896,185	500,000
19	49	12,870	243,879	362,675	445,142	743,879	862,675	945,142	500,000
20	50	12,870	267,274	407,237	506,372	767,274	907,237	1,006,372	500,000
25	55	12,870	378,892	659,090	879,555	878,892	1,159,090	1,379,555	500,000
30	60	12,870	513,340	1,028,623	1,480,279	1,013,340	1,528,623	1,980,279	500,000
35	65	11,550	666,551	1,562,274	2,438,912	1,166,551	2,062,274	2,938,912	500,000
40	70	11,550	833,450	2,328,372	3,965,930	1,333,450	2,828,372	4,465,930	500,000
58	88	11,040	1,360,477	9,005,460	21,760,544	1,860,477	9,505,460	22,260,544

ADB (Accidental Death Benefit): pays an additional amount if death is due to an accident.
TDB (Total Disability Benefit): waives regular premiums if the insured becomes totally and permanently disabled.
The figures above are based on 100% Balanced Fund allocation.

* Historical Performance of Sun FlexiLink and Sun FlexiDollar Funds

FlexiLink Investment Funds	Fund Launch Date	Year-to-Date Return				2-year Return ('06-'07)	3-year Return ('05-'07)	4-year Return** ('04-'07)
		2004	2005	2006	2007
Peso Balanced Fund	Dec. 6, '04	3.50%	8.49%	47.22%	18.71%	74.90%	89.56%	19.48%
Peso Bond Fund	Sept. 13, '04	-1.07%	11.90%	15.83%	4.74%	21.61%	36.14%	7.58%
Peso Equity Fund	Sept. 13, '04	7.10%	13.39%	48.72%	18.84%	76.86%	100.33%	22.01%
Dollar Bond Fund	Sept. 13, '04	1.00%	7.80%	12.47%	4.99%	18.16%	27.49%	6.57%

In the Philippines, Sun Life Financial (SLF) is in the business of life insurance, mutual funds, and pension & education plans represented by three companies:
Sun Life of Canada (Philippines), Inc. (SLOCPI) - Pioneered life insurance in the Philippines in 1895.
Sun Life Asset Management Company, Inc. (SLAMC) - Fund manager and principal distributor of the biggest family of mutual funds in the country, the Sun Life Prosperity Funds.
Sun Life Financial Plans, Inc. (SLFPI) - Distributor of SLF's pension and education plans.
For 113 years now, SLF-Philippines continues to be a proud and trusted partner of the Filipino in his journey to financial freedom.

Sun Life Financial
Explore your Amazing Link options now!
Contact your Sun Life Financial Advisor or call SunLink
at 849-9888. Visit www.sunlife.com.ph.