Begin your quest to financial security with Sun Flexilink SAPPHIRE! Local economic prospects are bright; the local currency is expected to strengthen further; interest rates are at an all-time low...

Yet, fears of U.S. recession and the resulting market volatility leave you uncertain...

So after working so hard to fill the family coffers, where do you put your money?

Find your True North in Financial Planning. Amazing Links is your map that will guide you through your journey to financial security. As you move along, expect to uncover the potency of Sun FlexiLink-an amazing VUL product that combines protection and investment. Regularly putting money in Sun FlexiLink can improve the odds that you outperform the market over the long term. Remember to ask your Sun Life Financial Advisor to walk you through the Sun FlexiLink's investment trends.

Through regular top-ups or excess premiums, you can also discover the potency of Sun FlexiLink packages designed to exhibit the values and benefits credited to the world's most precious gemstones-Ruby, Sapphire and Emerald.

Begin your quest for these Amazing Links-FlexiLink Ruby, FlexiLink Sapphire and FlexiLink Emerald-and find the one that will provide you and your family passage to a secure and bright financial future, your one true north!

"Amazing Links is your map that will guide you through your journey to financial security. As you move along, expect to uncover the potency of Sun FlexiLink-an amazing VUL product that combines protection and investment."

UNMATCHED PROTECTION
FlexiLink Sapphire provides lifetime insurance protection so that you enjoy peace of mind. Plus, FlexiLink Sapphire offers layer after layer of financial assistance in case you find the path to a secure financial future a bit rough and bumpy.

The Hospital Income Benefit (HIB) of FlexiLink Sapphire replaces one's daily income should he remain confined in the hospital. This payout doubles in case the insured is moved to intensive care or when confinement is due to a dread disease. FlexiLink Sapphire also waives premium payments on account of total disability and provides additional cash for accidental deaths.

EDUCATION FOR YOUR KIDS
Over the long-term, the cash values of FlexiLink Sapphire may grow to levels that can help you fund your children's education or take care of their other school fees.

RETIREMENT BEFORE 65?
Through regular top-ups, find out how Sun FlexiLink Sapphire can make early retirement a viable option for you. And with its investment earning potential matched with hospitalization, disability and accidental death benefits, FlexiLink Sapphire can prove to be your most reliable companion as you gracefully move on to the golden years. We may become more susceptible to sickness with age, but medical technology has been helping extend life expectancy. With FlexiLink Sapphire, you're ready to live longer!

Sun FlexiLink Sapphire!
"The mystical and mind-opening sapphire relaxes its wearer and clarifies his thought. Many seek the sapphire, firmly believing that it is an antidote able to cure and remedy most if not all afflictions."

Flexilink Sapphire Illustration

Age 30, Male, Non-Smoker
FA Ps. 500,000
Premium 24,337.50 (includes ADB, TDB, HIB and Excess Premium)
(Payable up to age 88)

Duration	Attained Age	Annual Premium	Fund Value			Death Benefit			ADB	HIB
			4%	8%	10%	4%	8%	10%
1	31	24,338	10,304	10,775	11,010	510,304	510,775	511,010	500,000	1,000
2	32	24,338	24,549	26,161	26,983	524,549	526,161	526,983	500,000	1,000
3	33	24,338	42,164	45,624	47,419	542,164	545,624	547,419	500,000	1,000
4	34	24,338	62,719	68,907	72,174	562,719	568,907	572,174	500,000	1,000
5	35	24,338	84,073	94,007	99,347	584,073	594,007	599,347	500,000	1,000
6	36	24,338	106,821	121,643	129,756	606,821	621,643	629,756	500,000	1,000
7	37	24,338	130,454	151,437	163,135	630,454	651,437	663,135	500,000	1,000
8	38	24,338	155,005	183,558	199,776	655,005	683,558	699,776	500,000	1,000
9	39	24,338	180,512	218,188	239,997	680,512	718,188	739,997	500,000	1,000
10	40	24,338	210,077	259,106	288,025	710,077	759,106	788,025	500,000	1,000
11	41	24,338	238,300	300,232	337,475	738,300	800,232	837,475	500,000	1,000
12	42	24,338	267,550	344,498	391,684	767,550	844,498	891,684	500,000	1,000
13	43	24,338	297,847	392,128	451,096	797,847	892,128	951,096	500,000	1,000
14	44	24,338	329,210	443,366	516,198	829,210	943,366	1,016,198	500,000	1,000
15	45	24,338	367,536	506,088	596,233	867,536	1,006,088	1,096,233	500,000	1,000
16	46	24,338	401,354	565,966	675,253	901,354	1,065,966	1,175,253	500,000	1,000
17	47	24,338	436,357	630,388	761,862	936,357	1,130,388	1,261,862	500,000	1,000
18	48	24,338	472,585	699,703	856,794	972,585	1,199,703	1,356,794	500,000	1,000
19	49	24,338	510,084	774,292	960,860	1,010,084	1,274,292	1,460,860	500,000	1,000
20	50	24,338	558,204	868,124	1,091,442	1,058,204	1,368,124	1,591,442	500,000	1,000
25	55	24,338	789,414	1,400,104	1,889,019	1,289,414	1,900,104	2,389,019	500,000	1,000
30	60	24,338	1,071,269	2,184,511	3,177,046	1,571,269	2,684,511	3,677,046	500,000	1,000
35	65	21,138	1,405,974	3,332,179	5,248,219	1,905,974	3,832,179	5,748,219	500,000
40	70	21,138	1,796,581	5,007,646	8,576,987	2,296,581	5,507,646	9,076,987	500,000
58	88	20,628	3,630,397	20,285,048	48,128,278	4,130,397	20,785,048	48,628,278

ADB (Accidental Death Benefit): pays an additional amount if death is due to an accident.
TDB (Total Disability Benefit): waives regular premiums if the insured becomes totally and permanently disabled.
The figures above are based on 100% Balanced Fund allocation.

* Historical Performance of Sun FlexiLink and Sun FlexiDollar Funds

FlexiLink Investment Funds	Fund Launch Date	Year-to-Date Return				2-year Return ('06-'07)	3-year Return ('05-'07)	4-year Return** ('04-'07)
		2004	2005	2006	2007
Peso Balanced Fund	Dec. 6, '04	3.50%	8.49%	47.22%	18.71%	74.90%	89.56%	19.48%
Peso Bond Fund	Sept. 13, '04	-1.07%	11.90%	15.83%	4.74%	21.61%	36.14%	7.58%
Peso Equity Fund	Sept. 13, '04	7.10%	13.39%	48.72%	18.84%	76.86%	100.33%	22.01%
Dollar Bond Fund	Sept. 13, '04	1.00%	7.80%	12.47%	4.99%	18.16%	27.49%	6.57%

In the Philippines, Sun Life Financial (SLF) is in the business of life insurance, mutual funds, and pension & education plans represented by three companies:
Sun Life of Canada (Philippines), Inc. (SLOCPI) - Pioneered life insurance in the Philippines in 1895.
Sun Life Asset Management Company, Inc. (SLAMC) - Fund manager and principal distributor of the biggest family of mutual funds in the country, the Sun Life Prosperity Funds.
Sun Life Financial Plans, Inc. (SLFPI) - Distributor of SLF's pension and education plans.
For 113 years now, SLF-Philippines continues to be a proud and trusted partner of the Filipino in his journey to financial freedom.

Sun Life Financial
Explore your Amazing Link options now!
Contact your Sun Life Financial Advisor or call SunLink
at 849-9888. Visit www.sunlife.com.ph.